Status Disclosure


Status Disclosure Document

Dear Customer
Please read the following document in
addition to your pre-contract information and
SECCI. You should consider the information
given in all 3 documents before signing your
finance agreement.

STATUS DISCLOSURE

Financing your purchase – Frequently Asked

Questions

Who Are we?

Moore car sales ltd ,trading as Rochdale car sales
 Company registration number  08923088

Rochdale car sales 

Hill st

Rochdale

OL16 1TS


What can we do to help finance your
purchase?
We are authorised and regulated by the
Financial Conduct Authority for credit
brokerage. Our FCA number is 659625
We work with a number of carefully selected
credit providers who may be able to offer you
finance for your purchase. We are only able
to offer finance products from these
providers who may offer us an incentive to do
so. We will not charge you any fee for our
services.
Can we give you independent financial
advice?
No, we are not independent financial advisers
and are unable to give you independent
financial advice.
What can you do if you wish to complain
about our services?

If you wish to make a complaint, please
contact us in the first instance by writing to us
at Customer Services Department,

Rochdale car

Hill st

Rochdale

OL16 1TS

or by telephoning us on
(Phone number).01706 521862

 

You have the right to refer any unresolved
complaint to the Financial Ombudsman
Service, South Quay Plaza, 183 Marsh Wall,
London, E14 9SR.
Web: www.financial-ombudsman.org.uk
Telephone: 020 7964 1000
Fax: 020 7964 1001
Email:complaint.info@financial-
ombudsman.org.uk

Rochdale car sales is a credit broker,not a lender.

We can introduce you to a limited group of carefully

selected credit providers who may be able to offer

you finance for your purchase.Each credit provider

may have different interest rates and charges.We do

not charge you a fee for our services.Rates will be

either fixed based on the lender or based on your

credit score .Fixed rates are determined by our

contractual agreements and we cannot  change this

rate .Credit score-based rates are pre-set ,but are also

linked to your individual credit rating.Typically,the

higher you credit score,the lower the APR you

will receive from a credit provider.We are only able

to offer a range of finance products from these providers,

which may be suitable for you and we will explain

the key features of thes products to you. We are NOT

independent financial advisors.We will provide details

of the products available from the credit providers that

we work with ,but no advice or recommmendations

will be made .You must decide whether the financie

product is right for you .

We will receive payment from the credit provider for

introducing you to them.The amount received could

vary by credit provider,which may be a higher amount

in relation to certain products compared with other products

available .The credit providerswe work with could pay

commissions at different rates.However,the amount of

commission that we receive does not have an effect on the

amount that you pay to the lender under your credit agreement.

We run a number of different commission models depending on

the arrangements that we have agreed withour credit providers.

The commission received is either a fixed fee or a percentage

of the amount you borrow ,which means the payment received may

vary depending on the amount you borrow and the term the loan is

borrowed over .This may also mean the more you borrow the

more we may be paid.Our commission will not influence the

amount you will pay under your credit agreement.Details on the

amount of commission are available on request.